Thanks to Nigel, one of my Tcell colleagues for this. (the power of team work)

You may be a retired member of a Trade Union. Only you will know your membership status. Call them. They may still be able to help you. As a member albeit (retired) you still have access to the services of your Union. They may also have a "hardship fund" that you may be able to access.

Also if you consider work. Worthwhile joining a Trade Union to get the protections is affords. Trade Unions will only deal with issues you face after you have joined them by the way. There may also be a qualifying period before support is given. Check with the union directly.